A user application system should only have one job: To lower your default risks and warn you of a high risk application. By correctly underwriting your new borrowers, your paycheck advance company can save thousands a month in borrower defaults. The Empower Applications System gives you the ability to write your own underwriting criteria, and establish a custom rule structure to approve and reject user applications. Avoid having to pick through hundreds of pre-defined underwriting rules, and take care of what is important to you and your company in a simple and logical custom underwriting template.

When a borrower defaults, it is imperative to figure out why. Empower gives you the ability to track delinquent behavior before a loan default occur. By tracking historic customer behaviors like frequent phone, address, and employment changes and then cross referencing them with their application information, Empower saves you thousands of dollars a month by using its preventative underwriting processes.