Your loan programs should be the center piece of your marketing strategy. Create a loan program that suits your needs, and attract new customers. Boasting the ability to store a different interest rate per principle payment, the Empower software suite gives you the freedom to create loan programs with multiple interest rates, interest only loans, volume tiered APR's, traditional roll-over payday loans and advanced amortization.

A Payment plan that fits...
Stop manually calculating your borrower's payment plan days. User profiling software brings you the ability to track and store multiple jobs and paycheck schedules per borrower, while the paycheck timer enables you to write schedules that will fit your borrower's paycheck dates; No matter how complicated they are. Execute a multiple payment plan that corresponds to each day on the schedule, or every 3rd day of the schedule. The sky's the limit with Empower.

Amortization or no...
Whether you are handling consumer finance contracts or creating simple APR payday loans, Empower supports you every step of the way. Adjust your loan program by choosing an APR percentage or dollar per unit (ex: 18 dollars per hundred) price. Customize your payment terms with monthly, bi weekly, weekly, or paycheck schedule. Innovate your loan programs, and leave your competitors in the dust.

Custom Interface
Using the Oracle Thin Client 10g application server, the Loan Deal System is a fully functional database. Because all Empower software applications are text query enabled, users have the freedom to query any fields, check boxes, drop down lists, and display fields. Arrange the data from your custom query by arranging which fields they are ordered by.

Pending, Cleared, Or Rejected?
In a financial industry were default percentages are as high as 15%, you and the engineers at Synaptic Database know accepting checks, money orders, and performing ACH transactions can be high risk. Empower houses the ability to accept non cash transactions as "Pending", to give you a clear sense in payment dollars at risk. When a NSF signal comes back from your bank, Empower can track down the batch deposit, payment record, and borrower effortlessly.